Know exactly who paid you,
without scrolling through SMS.
Salio Smart Grow turns your M-Pesa confirmation messages and bank alerts into clean records — every payment matched to the right customer, with printable receipts and monthly reports. Built for Kenyan shops, landlords, chamas and freelancers.
Try it free for 30 days Read the FAQs
No payment needed to start · Ksh 400.00/month afterwards · cancel anytime
How it works
Get your payments in
Paste M-Pesa confirmation SMS or upload a statement — or skip the typing entirely and let payments arrive automatically (see below). M-Pesa and bank credit alerts (KCB, Equity, Co-op, NCBA…) both work, and duplicates are skipped.
Payments match themselves
Each payment is matched to the right customer by phone number, account reference or name. Anything unclear is assigned with one click — and remembered for next time.
Receipts & reports, done
Print or download a branded PDF receipt for any payment. At month-end, get totals and a per-customer breakdown — exportable to Excel/CSV or PDF, titled with your business or project name.
Or put it on autopilot
Don't want to paste anything? Have received payments record themselves the moment they arrive — only money received is captured, never what you send.
SalioXpress app — free
Install our own free, ad-free Android app and it quietly forwards your incoming M-Pesa and bank payment SMS to your account — covering your personal number, Till, Paybill and bank alerts. Choose which SIM to use if you have two.
Connect your Paybill or Till
Own a Paybill or Till? Link it once with your Safaricom Daraja details and every customer payment lands in Salio Smart Grow the instant it's made — no phone or app involved, straight from Safaricom.
Made for how Kenyans get paid
See the day's Till and Pochi payments in one list, not fifty SMS.
Track rent per tenant and spot who hasn't paid this month.
Every member's contributions recorded, with receipts to prove it.
Fees and offerings reconciled by account reference, automatically.
Professional receipts for clients and clean records for KRA time.
Harambee contributions tallied per supporter, exportable anytime.
Simple pricing
- Unlimited payments, customers and receipts
- Automatic import — free app or connect your Paybill/Till
- Monthly reports with Excel/CSV and PDF export
- Pay by M-Pesa — a prompt straight to your phone
- No hidden charges, no long contracts
Your money records, finally in order.
Questions? Read the FAQs or write to info@saliokenya.com.